Supplemental Insurance

Enhance your current medical plan with added protection from one or more Georgia supplemental insurance plans.

Extend Your Protection With Supplemental Insurance

Unexpected health events can create stress, uncertainty, and financial difficulty. To help protect you from problematic costs, we offer simple and budget-friendly supplemental insurance solutions so you can focus on your health when needed.*

Accident Insurance

Accident Insurance can offer financial protection for unexpected out-of-pocket costs resulting from accidental injuries. This insurance provides cash benefits for medical and recovery expenses, regardless of whether you have other insurance coverage. The benefits are paid after discounts or adjustments negotiated by your primary health insurance policy with your healthcare providers.

In addition to medical and recovery expenses, Accident Insurance can also cover other costs, such as housekeeping assistance, childcare, and transportation to and from appointments.

It’s important to note that Accident Insurance is usually supplementary and not a replacement for comprehensive health insurance. You should have primary health insurance to cover your medical expenses. Accident Insurance can supplement your direct insurance and provide additional financial support when necessary.

Critical Illness Insurance

Critical Illness Insurance is an insurance product that offers financial protection for unexpected illnesses, giving you and your family peace of mind. This insurance can help cover high deductibles and other expenses associated with a covered disease.

If you are diagnosed with a covered acute illness, Critical Illness Insurance provides a payout of cash lump sums. This payout can be used to cover a range of expenses, including your deductible, living expenses, and out-of-pocket costs for prescriptions or other treatments.

Critical Illness Insurance provides valuable financial support during a challenging time, allowing you to focus on your recovery without worrying about the associated costs.

Hospital Recovery Insurance

Hospital Recovery Insurance is an insurance product that can be incredibly useful in managing sudden medical costs after an inpatient hospital stay. This insurance provides cash benefits to help you recover, regardless of whether you have other insurance coverage.

Hospital Recovery Insurance can provide additional financial protection when combined with your existing insurance plan. The cash benefits can cover expenses such as lost wages, rehabilitative services, medical deductibles, and copays.

By providing financial support during your recovery period, Hospital Recovery Insurance can help alleviate some financial stress and allow you to focus on healing.

As with any insurance policy, thoroughly reviewing the terms and conditions, including any exclusions or limitations, is essential. Consider your financial situation and risk tolerance to determine if Hospital Recovery Insurance is right for you. Seeking guidance from a licensed insurance agent or financial advisor can help you make an informed decision.

Long Term Care Insurance

Long-Term Care Insurance is an insurance product designed to help pay for the costs associated with long-term care services. These services can include assistance with activities of daily living, such as bathing, dressing, and eating, as well as medical care provided in a nursing home, assisted living facility, or in your own home.

Long-Term Care Insurance policies typically provide a daily benefit amount for covered services, which can help cover the high costs of long-term care. This insurance is important for individuals who want to protect their savings and assets from being depleted by long-term care expenses. It can also provide peace of mind by ensuring that you have access to the care you need in the event of a chronic illness or disability. However, it’s important to carefully review policy terms and conditions, including exclusions and limitations, and consider your own financial situation and risk tolerance to determine if Long-Term Care Insurance is the right choice for you.

Nexus Financial Services Services Group is a Community First Financial company. We are dedicated to providing comprehensive insurance and wealth management solutions to protect what matters most to you and the communities in which you live. With over 20 years of experience, our team of insurance experts understands the unique needs of individuals, families, and businesses – The community. We offer a range of insurance options, including life, health, property, and casualty insurance, to ensure that you have the coverage you need to safeguard your financial security and peace of mind.

Our commitment to our policyholders is reflected in our personalized approach to insurance. We work closely with our clients to understand their individual needs and provide tailored insurance solutions that meet those needs. Our team is here to answer any questions and provide guidance and support throughout the insurance process.